Forum Discussion
[Open Discussion] What apps do you use for budgeting? Smarter solution needed!
It's my favourite time of the month coming up - payday! 😄 💸
For years, I've been using spreadsheets to manage my finances. Nothing too fancy, just a broad overview of monthly spending and savings...
I use Monzo as my main spending card and get paid into my proper NatWest account. From NatWest I then divide it up between my NatWest savings and the rest into monzo. In monzo I have my card and then an 'easy access' saver (i.e. next day access). I save bits of change into this account with roundups from purchases and drop a tenner in from time to time. The rest of the money my monzo app budgets for me and makes sure I have enough left to pay bills etc. I really like monzo.
