Anny
22-09-2023Team SMARTY
[Open Discussion] What apps do you use for budgeting? Smarter solution needed!
It's my favourite time of the month coming up - payday! 😄 💸
For years, I've been using spreadsheets to manage my finances. Nothing too fancy, just a broad overview of monthly spending and savings. No meticulous categorisation that breaks down every single latte and grocery shop, just the basics. But lately, I've been wondering if there's a quicker and less manual way...
In the past I have experimented with free budgeting apps, but none of the features or categories quite fit the bill. And I'm still unsure about sharing my account details through open banking. So I gave up and created my own spreadsheet. It worked, but it's time-consuming, especially with multiple investment, savings and current accounts to track.
I'd love to know:
- Have you found a smarter, simpler, more efficient way to manage your finances?
- Do you use budgeting apps with open banking - and do you trust it with your financial data?
- Are there any budgeting apps worth paying for?
- And for those with multiple accounts, how do you keep everything organised without pulling your hair out?!