[Open Discussion] What apps do you use for budgeting? Smarter solution needed!
It's my favourite time of the month coming up - payday! 😄 💸 For years, I've been using spreadsheets to manage my finances. Nothing too fancy, just a broad overview of monthly spending and savings. No meticulous categorisation that breaks down every single latte and grocery shop, just the basics. But lately, I've been wondering if there's a quicker and less manual way... In the past I have experimented with free budgeting apps, but none of the features or categories quite fit the bill. And I'm still unsure about sharing my account details through open banking. So I gave up and created my own spreadsheet. It worked, but it's time-consuming, especially with multiple investment, savings and current accounts to track. I'd love to know: Have you found a smarter, simpler, more efficient way to manage your finances? Do you use budgeting apps with open banking - and do you trust it with your financial data? Are there any budgeting apps worth paying for? And for those with multiple accounts, how do you keep everything organised without pulling your hair out?!
